28 Ridge Road, Palm Coast, FL 32137 (MLS# 1218359)

28 Ridge Road, Palm Coast, FL 32137

$519,000

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Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,932 Status: Active

Current Price: $519,000 List Date: 9/29/2025 Last Modified: 1/31/2026

Description

Welcome to 28 Ridge Road, a stunning two-story lakefront home built in 2022 that perfectly blends style, function, and high-end upgrades throughout. Located in the sought-after community of Sawmill Creek in Palm Coast, this Maronda Home was designed for comfort and flexibility, offering a private first-floor in-law suite with full bath—ideal for multi-generational living or hosting guests. Step inside and enjoy light-filled open spaces, enhanced by an upgraded window package and additional stairway and great room windows that bring in natural light and lake views. The chef's kitchen is the true centerpiece, featuring a massive quartz island, premium stainless steel appliance package, soft-close cabinetry, pendant lighting, and a custom tile backsplash. A dedicated office/flex room with French doors provides privacy and versatility for today's lifestyle.

Supplements: Upstairs, the primary suite is a true retreat with tray ceiling detail, oversized walk-in closet, upgraded cabinetry, quartz countertops, comfort-height toilets, and a deluxe spa-inspired shower with multiple shower headsincluding rainfall and side sprays. Secondary bedrooms are generously sized, while the upstairs loft creates another gathering space for family or entertaining. Everyday convenience is maximized with an upstairs laundry room complete with cabinetry. Throughout the home, no detail has been overlooked. Designer upgrades include crown molding, luxury vinyl plank flooring, plush carpet in bedrooms, cordless blinds, and a deluxe LED lighting package. The home also features a Strada smart security system with SkyBell video doorbell, motion sensors, and a pre-wired network panel for seamless smart home integration. The exterior is equally impressive. The first floor is built of solid concrete block, offering strength and peace of mind. Outdoor living includes a 10x22 bronze-screened porch, covered front porch, stone-accent elevation, and a sealed paver driveway and entry. Professional landscaping enhances the curb appeal with beach rock accents, stone curbing, added gutters, and upgraded garden beds. A whole-home water softener system (Leaf Home Solutions) and garage utility sink are also included. This home stands out not just for its luxury finishes but also for its turn-key convenience. Every possible builder upgrade was selected, and thoughtful additions were made after purchase to further enhance comfort, efficiency, and style. Sawmill Creek at Palm Coast Park is a desirable community offering resort-style living just minutes from Flagler Beach and historic St. Augustine, with easy access to I-95 for commuting north or south. Why This Home Stands Out: From its expansive kitchen and lakefront setting to premium interior finishes, smart technology, and concrete block construction, this home delivers a lifestyle of comfort, security, and beauty. Move-in ready and rich with custom details, 28 Ridge Road is ready to welcome its next owner.

More Information MLS# 1218359

General Property Information

Living Area: 3110 CDD Fee YN: Yes CDD Fee Amount: 1702 Association YN: Yes Association Fee: 391 Association Fee Frequency: Annually Waterfront YN: Yes Senior Community YN: No Direction Faces: East Directions: From I-95, take Exit 293 for Matanzas Woods Parkway and head west for 0.3 miles. At the roundabout, take the first exit onto US-1 North and continue for 1.5 miles. Turn left into Sawmill Creek at Palm Coast Park on Cedar Grove Road and continue for 0.2 miles. Turn right onto Oakleaf Way and continue for 0.1 miles. Turn left onto Ridge Road and continue for 0.1 miles. Home will be on the left. Public Remarks: Welcome to 28 Ridge Road, a stunning two-story lakefront home built in 2022 that perfectly blends style, function, and high-end upgrades throughout. Located in the sought-after community of Sawmill Creek in Palm Coast, this Maronda Home was designed for comfort and flexibility, offering a private first-floor in-law suite with full bath—ideal for multi-generational living or hosting guests. Step inside and enjoy light-filled open spaces, enhanced by an upgraded window package and additional stairway and great room windows that bring in natural light and lake views. The chef's kitchen is the true centerpiece, featuring a massive quartz island, premium stainless steel appliance package, soft-close cabinetry, pendant lighting, and a custom tile backsplash. A dedicated office/flex room with French doors provides privacy and versatility for today's lifestyle. Homestead YN: Yes Stories: 2 List Price/SqFt: 166.88 Bedrooms Total: 5 Bathrooms Full: 3 Bathrooms Total: 4 Year Built: 2022

Contract Information

Property Attached YN: No Current Price: $519,000 Property Sub Type: Single Family Residence Status: Active List Price: $519,000 Listing Contract Date: 2025-09-29

Currently Not Used

Bedrooms Total: 5 Bathrooms Full: 3 Bathrooms Half: 1 Bathrooms Total: 4 Living Area Source: Public Records Building Area Total: 3932 Year Built: 2022 Accessibility Features YN: No New Construction YN: No Garage YN: Yes Garage Spaces: 2 Carport YN: No Pool Private YN: No Entry Level: 1

Location, Tax, and Legal

Country: US Parcel Number: 21-10-30-5410-00000-2250 Tax Annual Amount: 2024 Tax Year: 8338 Tax Legal Description: SAWMILL CREEK AT PALM COAST PARK MB 39 PG 36 LOT 225 Zoning Description: Residential Elementary School: Belle Terre Middle School: Indian Trails High School: Matanzas

View

Water: 1

Foundation Details

Slab: 1

Lock Box Type

See Remarks: 1

Appliances

Dishwasher: 1 Dryer: 1 Electric Range: 1 ENERGY STAR Qualified Dishwasher: 1 ENERGY STAR Qualified Washer: 1 Microwave: 1 Refrigerator: 1 Water Softener Owned: 1

Association Amenities

Pool: 1

Construction Materials

Block: 1 Stone: 1 Stucco: 1

Cooling

Central Air: 1

Current Use

Residential: 1 Single Family: 1

Flooring

Carpet: 1 Vinyl: 1

Heating

Central: 1

Laundry Features

In Unit: 1

Levels

Two: 1

Listing Terms

Cash: 1 Conventional: 1 FHA: 1 VA Loan: 1

Parking Features

Garage: 1

Possession

Close Of Escrow: 1

Roof

Shingle: 1

Security Features

Smoke Detector(s): 1

Sewer

Public Sewer: 1

Smart Home Features

Irrigation: 1

Utilities

Cable Connected: 1 Electricity Connected: 1 Sewer Connected: 1 Water Connected: 1

Water Source

Public: 1

Waterfront Features

Lake Front: 1

Rental Restrictions

1 Year: 1

Patio And Porch Features

Covered: 1 Rear Porch: 1 Screened: 1

Interior Features

Ceiling Fan(s): 1 In-Law Floorplan: 1 Kitchen Island: 1 Open Floorplan: 1 Pantry: 1 Primary Bathroom - Shower No Tub: 1 Smart Home: 1 Smart Thermostat: 1 Walk-In Closet(s): 1

Pets Allowed

Yes: 1

Room Types

Bedroom 1: 1 Bedroom 1 Level: Main Kitchen: 1 Kitchen Level: Main Primary Bathroom: 1 Primary Bathroom Level: Second Primary Bedroom: 1 Primary Bedroom Level: Second

Location Tax and Legal

Street Number: 28 Street Name: Ridge Street Suffix: Road County: Flagler State: FL Postal Code: 32137 MLS Area Major: 60 - Palm Coast Subdivision Name: Not on the List

Status Change Information

Major Change Timestamp: 2025-09-29T20:26:34Z Major Change Type: New Listing

Property Features

Foundation Details: Slab Lock Box Type: See Remarks Levels: Two Rental Restrictions: 1 Year Appliances: Dishwasher; Dryer; Electric Range; ENERGY STAR Qualified Dishwasher; ENERGY STAR Qualified Washer; Microwave; Refrigerator; Water Softener Owned Interior Features: Ceiling Fan(s); In-Law Floorplan; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Home; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Vinyl Laundry Features: In Unit Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation Security Features: Smoke Detector(s) Construction Materials: Block; Stone; Stucco Patio And Porch Features: Covered; Rear Porch; Screened Roof: Shingle Parking Features: Garage Pets Allowed: Yes View: Water Waterfront Features: Lake Front Current Use: Residential; Single Family Association Amenities: Pool Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 1; Kitchen; Primary Bathroom; Primary Bedroom

Room Information

Bedroom 1 Level: Main Length: 10.00 Length: 10.00 Width: 14.50 Width: 14.50 Remarks: in law bedroom Kitchen Level: Main Length: 10.30 Length: 10.30 Width: 14.50 Width: 14.50 Primary Bedroom Level: Second Primary Bathroom Level: Second

Listing Office: Take Action Properties LLC

Last Updated: January - 31 - 2026

Information deemed reliable but not guaranteed.

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