76 Universal Trail, Palm Coast, FL 32164 (MLS# 1229330)

76 Universal Trail, Palm Coast, FL 32164

$489,900

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,677 Lot Size (sq. ft.): 10,019 Status: Active

Current Price: $489,900 List Date: 8/05/2026 Last Modified: 9/24/2026

Overview

Description

An opportunity to assume a 2.25 Percent VA loan, subject to lender approval and buyer qualification. This spacious Palm Coast home offers five bedrooms, two full bathrooms, one half bathroom, and approximately 2,880 square feet, along with a three-car garage. Separate living and family rooms provide flexibility for gathering, relaxing, and working from home. The remodeled kitchen features upgraded appliances and generous space for preparing meals, while updated bathrooms add to the home's appeal. Enjoy a fenced backyard with tropical landscaping, fruit plantings, and a butterfly garden. Additional features include a whole-house water softener and filtration system, irrigation, hurricane shutters, and hurricane roof clips. Also this is concrete block construction on the first floor. With substantial living space and thoughtful updates throughout, this home is ready for its next chapter. Schedule a private showing to explore the layout, outdoor space, and financing opportunity.

Listing Details MLS# 1229330

General Property Information

Bedrooms Total: 5
Bathrooms Full: 2
Bathrooms Total: 3
Living Area: 2880
Year Built: 2006
Lot Size Acres: 0.23
Association YN: No
CDD Fee YN: No
Waterfront YN: No
Homestead YN: Yes
Stories: 2
Senior Community YN: No
Direction Faces: West
Directions: SR 100 TO SEMINOLE WOODS BLVD TO UNIVERSAL TR
Public Remarks: An opportunity to assume a 2.25 Percent VA loan, subject to lender approval and buyer qualification. This spacious Palm Coast home offers five bedrooms, two full bathrooms, one half bathroom, and approximately 2,880 square feet, along with a three-car garage. Separate living and family rooms provide flexibility for gathering, relaxing, and working from home. The remodeled kitchen features upgraded appliances and generous space for preparing meals, while updated bathrooms add to the home's appeal. Enjoy a fenced backyard with tropical landscaping, fruit plantings, and a butterfly garden. Additional features include a whole-house water softener and filtration system, irrigation, hurricane shutters, and hurricane roof clips. Also this is concrete block construction on the first floor. With substantial living space and thoughtful updates throughout, this home is ready for its next chapter. Schedule a private showing to explore the layout, outdoor space, and financing opportunity.
List Price/SqFt: 170.1

Property Features

Foundation Details: Block; Concrete Perimeter Lock Box Type: Other Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Microwave; Refrigerator Interior Features: Ceiling Fan(s); Eat-in Kitchen; Kitchen Island Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Parking Features: Garage Fencing: Back Yard; Fenced Current Use: Single Family Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan Room Types: Bathroom 2; Bathroom 3; Bathroom 4; Bedroom 1; Dining Room; Family Room; Kitchen; Living Room; Utility Room; Other Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-04

Location Tax and Legal

Street Number: 76
Street Name: Universal
Street Suffix: Trail
County: Flagler
State: FL
Postal Code: 32164
MLS Area Major: 60 - Palm Coast
Subdivision Name: Seminole Woods

Status Change Information

Major Change Timestamp: 2026-09-07T19:58:27Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-09-07T19:58:27Z

Room Types

Bathroom 2 Level: Upper
Bathroom 3 Level: Upper
Bathroom 4 Level: Upper
Bedroom 1 Level: Upper
Dining Room Level: Main
Family Room Level: Main
Kitchen Level: Main
Living Room Level: Main
Utility Room Level: Main
Other Room Level: Main
Bathroom 2: Yes
Bathroom 3: Yes
Bathroom 4: Yes
Bedroom 1: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Living Room: Yes
Utility Room: Yes
Other Room: Yes

More Information

Currently Not Used

Bedrooms Total: 5
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area Source: Public Records
Building Area Total: 3677
Year Built: 2006
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No

Location, Tax, and Legal

Country: US
Parcel Number: 07-11-31-7057-00550-0120
Tax Annual Amount: 5316.07
Tax Year: 2024
Tax Legal Description: PALM COAST SEC 57 BLK 55 LOT 12 OR 505 PG 703 OR 1217 PG 652-DC OR 1217 PG 652-ACM OR 1217 PG 654 OR 1269 PG 1643 OR 1503 PG 318 OR 1542 PG 1773

Foundation Details

Block: Yes
Concrete Perimeter: Yes

Lock Box Type

Other: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Refrigerator: Yes

Cooling

Central Air: Yes

Current Use

Single Family: Yes

Fencing

Back Yard: Yes
Fenced: Yes

Heating

Central: Yes

Listing Terms

Assumable: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Parking Features

Garage: Yes

Possession

Close Of Escrow: Yes

Road Surface Type

Paved: Yes

Utilities

Electricity Connected: Yes
Water Connected: Yes

Water Source

Public: Yes

Interior Features

Ceiling Fan(s): Yes
Eat-in Kitchen: Yes
Kitchen Island: Yes

Property Condition

Updated/Remodeled: Yes

Room Information

Room Name	Level	Length	Width	Remarks
Bedroom 1	Upper	20.00	15.00
Kitchen	Main	16.00	14.00
Bathroom 2	Upper	14.00	13.00
Bathroom 3	Upper	12.00	11.00
Bathroom 4	Upper	12.00	11.00
Dining Room	Main	14.00	12.00
Living Room	Main	22.00	16.00
Other	Main	10.00	10.00	Patio/Deck
Family Room	Main	16.00	14.00
Utility Room	Main	10.00	9.00

Listing Office: Rhynes Real Estate

Last Updated: September - 24 - 2026

Information deemed reliable but not guaranteed.

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